FAIR Plan insurance guide: What it is & how it works

Mar 15, 2023

Key takeaways

  • A FAIR Plan is a type of high-risk homeowners insurance for individuals who are unable to find coverage on the standard market.

  • FAIR Plans are usually more expensive and have limited protection compared to normal homeowners insurance.

  • FAIR Plan programs are run on the state level but funded by private insurance companies licensed to do business in that state.

  • Today, 33 states and Washington, D.C. offer some form of a FAIR Plan.

  • To be eligible for a FAIR Plan, you typically need to prove that you were denied coverage on the standard market.

Get a Quote

Flanagan Insurance can help you save on auto and home insurance with employer-sponsored group insurance policies.

Call us at (508) 625-1275 or use the form below.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.